1.The "boomy" theory is that when times are good, we get overconfident and spend freely, then retreat into a risk-averse shell when times get tough.
“牛气哄哄型”理论认为,当形势大好时,我们会过于自信,花起钱来大手大脚,而当形势变得艰难时,我们就会缩进厌恶风险的壳里。
2.The "boomy" theory is that when times are good, we get overconfident and spend freely, then retreat into a risk-averse shell when times get tough.
“牛气哄哄型”理论认为,当形势大好时,我们会过于自信,花起钱来大手大脚,而当形势变得艰难时,我们就会缩进厌恶风险的壳里。